Exchange State Bank

Passbook Savings

  • Competitive rate (subject to change)
  • Interest is calculated daily, and credited at the end of each quarter. If you close your account before interest is credited, you will not receive the accrued interest
  • $1.00 fee per withdrawal if the number of withdrawals exceeds 3 in a 1 month period
  • $7.00 monthly service charge, if minimum balance of $100.00 is not maintained.

You must deposit $100.00 to open this account

Youth Savings

  • Competitive rate (subject to change)
  • Interest is calculated daily, and credited at the end of each quarter. If you close your account before interest is credited, you will not receive the accrued interest
  • You must deposit $100.00 to open this account

Christmas or Vacation Club

  • Accounts consist of 50 weekly payments in increments of $5.00 or more per week
  • Customer makes 49 payments the bank makes the 50th coupon payment

Certificate of Deposit

  • Competitive interest rates
  • Certificates available from 3 month to 5 year maturities
  • Minimum deposit of $1,000
  • Quarterly interest may be added to certificate, deposited to your account, or mailed by check as per your request
  • Monthly interest available on certificates over $5,000

IRA-Individual Retirement Accounts

  • Designed to save taxes (subject to individual circumstances)
  • Competitive interest rates
  • 18 month term certificates
  • No fees or service charges
  • Interest calculated daily, added to certificate quarterly
  • Interest rate same as our 48 month certificate of deposit
  • Interest rates adjust quarterly

Copyright © Exchange State Bank. All rights reserved. Member FDIC. Equal Housing Lender